Credit Cards: A Hilarious Guide to Understanding and Managing Your Plastic Frenemies
Welcome to the wild, wonderful, and occasionally bewildering world of credit cards! If you've ever found yourself swiping with reckless abandon or fearing your next statement like it's a horror movie, this guide is for you. Grab a snack, settle in, and let’s turn credit card chaos into comedy gold. 1. Meet Your Credit Card: The Frenemy Your credit card is like that friend who always convinces you to go out for "just one drink" and then you wake up the next morning wondering how you spent $200. It's helpful, fun, but also a bit dangerous if you're not careful. So, let’s get to know your plastic buddy. Pros : Convenience : Because who carries cash anymore? Rewards : Points, miles, cash back – it’s like getting a high-five for spending money. Building Credit : Helps you look responsible to the credit bureaus, even if you can’t keep a plant alive. Cons : Debt : Easy to get into, hard to get out of. Kind of like a giant ball pit for adults. Interest Rates : They’re...